About us
About Best Biz Loan
We help Australian business owners pick the right loan structure for the job in front of them, then find out what's genuinely available.
Why a verdict site?
Most business finance websites start with a product and try to fit you into it. We start with the decision you're facing: buying a machine, stocking up for the busy season, hiring, bridging a settlement, clearing the ATO. Then we weigh the structures that could fund it and say plainly which one we'd back, who it suits, who it doesn't, and what to check before signing.
Our verdicts are about loan structures for situations. We don't rate lenders or brands, and we don't publish interest rates, because every business loan is priced on the borrower's own circumstances. Instead we judge structures on five consistent tests: security, flexibility, paperwork, total cost in dollars, and fit to the job.
Who we help
Australian businesses of every shape: sole traders, partnerships, companies and trusts, in trades, retail, hospitality, health, transport, professional services, manufacturing and more. Some are long-established and simply want the right structure. Others have been declined by a bank, are newer, don't own property, or have a mark on their credit file. Past credit issues and ATO debt are considered case by case.
- Property-secured business loans from $20,000 to $5,000,000 (first mortgages, second mortgages and caveat loans over residential or commercial property).
- Unsecured, cash flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
- Business purposes only.
The promises we keep
No credit check to ask
Finding out which structure suits you doesn't leave a mark on your credit file. A check only comes up if you choose to go ahead.
Not sprayed to a crowd
Your enquiry isn't auctioned off to a list of lenders. One specialist works out the best fit and talks you through it.
A real person, honest verdict
Someone reads your answers and calls you. Fill the form in accurately and the first option you hear is far more likely to be the right one.
Put simply: asking costs you nothing on your credit file, your enquiry isn't sold or shopped around to a crowd of lenders, and a real person reads it and calls you. The one thing we ask in return is accurate answers on the form, so the first option you hear is one that can genuinely work.
How we work
- You tell us the job and the situation in about 60 seconds.
- A specialist calls you to understand the purpose, your trading, your security and your timing.
- You get an honest view of which structure suits and what's realistic, including when the honest answer is "not yet" or "borrow less".
- If you go ahead, we explain what's needed, match you with a suitable lender and show the structure, term and total cost in dollars before anything is signed. Funding follows approval.
Our tools and guides
The Best Biz Loan Finder ranks three loan structures for your answers. The total cost comparer shows which of two offers costs less in dollars. Our guides cover the decisions that come before a loan, from pricing a big job to checking a business's real profit before you buy it.
Who we are
Best Biz Loan is operated by Techgen LLC Pty Ltd (ACN 696 942 391), trading as Best Biz Loan. Our office is at Level 27, 101 Collins Street, Melbourne VIC 3000, and you can call us on 03 9072 0200 during business hours.
Know the best fit? Find out what you can get.
A 60-second enquiry, no credit check to ask, and one specialist who calls with an honest verdict on your real options.
No credit check to ask
Not sprayed to a crowd
A real person, honest verdict