Start with the goal
Best way to fund it: verdicts by goal
Tell us what the money is for and we'll tell you which loan structure we'd back, which runners-up are worth a look, and what to check before you sign.
Buying equipment
Asset finance, an unsecured loan, a property-secured loan or cash? Our verdict on the best way to fund business equipment in Australia, and when each wins.
Read more →Adding vehicles or a fleet
Adding utes, vans or trucks? Our verdict on the best way to finance a business vehicle fleet: asset finance per vehicle, one secured loan, or a mix.
Read more →Stock for peak season
Christmas, EOFY or harvest rush coming? Our verdict on the best way to fund peak-season stock: a line of credit, a short unsecured loan or supplier terms.
Read more →Hiring staff
Hiring before the revenue arrives? Our verdict on the best way to fund new staff: an unsecured loan, a line of credit or property-backed working capital.
Read more →A fit-out or expansion
New shop, clinic or office fit-out? Our verdict on the best way to pay for it: an unsecured loan, a property-secured loan, equipment finance or a mix.
Read more →Buying a business
Buying an existing business? Our verdict on the best way to finance it: a property-secured loan, vendor finance, an unsecured loan or a combination.
Read more →Clearing an ATO debt
ATO payment plan, a property-secured loan, a caveat loan or an unsecured loan? Our verdict on the best way to clear a business tax debt, case by case.
Read more →Bridging a settlement
Settlement date looming before your sale or refinance lands? Our verdict on bridging loans, caveat loans and second mortgages to close the gap for business.
Read more →Delivering a big contract
Won a big job but the first payment is months away? Our verdict on the best way to fund a large contract: line of credit, unsecured loan or secured funding.
Read more →How to read our verdicts
Every page ends with a verdict box: best for, not for and what to check before you sign. We judge loan structures, never lenders, on security, flexibility, paperwork, total cost in dollars and fit to the job.
Know the best fit? Find out what you can get.
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