Know the tools
Loan types: best for, not for
Each business loan type gets the same honest scorecard: who it's best for, who should skip it, and the questions to ask before you sign anything.
Unsecured business loans
Unsecured business loans judged fairly: who they suit, who should skip them, what lenders look at and what to check in the offer before you sign.
Read more →Bridging loans
Bridging loans for business owners judged fairly: how they work, who they suit, who should avoid them, and the exit-plan checks to make before signing.
Read more →Asset and equipment finance
Asset finance for vehicles, machinery and equipment judged fairly: chattel mortgage, hire purchase and leases, who each suits and what to check first.
Read more →Caveat loans
Caveat loans judged fairly: how a caveat secures a short-term business loan, who it suits, who should avoid it, and the exit checks to make before you sign.
Read more →Business line of credit
A business line of credit judged fairly: how draw-and-repay works, who it suits, who should avoid it, and the fees and review terms to check before you sign.
Read more →Recruitment finance
Recruitment finance judged fairly: how businesses fund new staff, wages and on-costs until a hire pays its way, who it suits and what to check first.
Read more →Second mortgage loans
Second mortgage business loans judged fairly, including 12-month interest-only terms: who they suit, who should avoid them and what to check before signing.
Read more →Fast business loans
Need a business loan quickly? Our fair verdict on when speed should come first, which structures tend to move faster, and what you trade away for haste.
Read more →How to read our verdicts
Every page ends with a verdict box: best for, not for and what to check before you sign. We judge loan structures, never lenders, on security, flexibility, paperwork, total cost in dollars and fit to the job.
Know the best fit? Find out what you can get.
A 60-second enquiry, no credit check to ask, and one specialist who calls with an honest verdict on your real options.
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